Whether you’re working toward buying a home, improving your credit, launching a business, or navigating financial challenges, HEAT is here to help.
The HWP Empowerment Access Team (HEAT) provides free and low-cost services to help individuals and families build financial stability, prepare for homeownership, grow small businesses, and access essential support programs.
Get Started Today | Register for a Workshop | Speak With a Counselor
Thinking about buying a home? Already own a home and facing financial challenges?
We offer:
Our HUD-certified counselors work one-on-one with you to create a personalized action plan.
If you want to strengthen your credit, reduce debt, or build savings, we provide:
We help you understand where you are financially and what steps to take next.
Starting or growing a business?
We provide:
Whether you’re just starting or expanding, we help you prepare for success.
Financial stability sometimes requires additional support. We can help connect you to:
We help you understand what may be available and how to apply
HEAT offers virtual workshops during the day, evenings, and select Saturdays.
Topics include:
Workshops are interactive and designed to give you practical tools you can use right away.
Submit your information securely through our online portal.
We’ll schedule a session to review your goals and financial situation.
Together, we’ll outline clear next steps.
Our system helps us follow up and support you along the way.
Our services are supported by secure technology developed by InsightWorks, ensuring your information is handled safely and responsibly.
We’re here to help you move forward with confidence.